Episode 3

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Published on:

28th Aug 2026

Arsonist & Fireman

A review of the week with a focus on the Fed and the Treasury as they row in different directions.

Pinecone Macro Research aims to provide unique, well researched analysis of the global markets using a macro framework. Find us here: www.pineconemacro.com

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Disclaimer:

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The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor’s particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor

Transcript
Speaker:

All right.

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Welcome back to another

edition of Daily Discernments.

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And as I warned, it's gonna

be very much almost daily.

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this is more of a week that was.

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there was a lot to talk about this

week, but I was trying to kinda take a

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step back and think about these things

a little deeper before I recorded.

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obviously I have the Daily Dots that I

do, you know, very much closer to daily.

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and then my Twitter feed, which I feel

like is kinda thinking fast, and I, I

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kinda want this to be thinking slow.

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So I didn't wanna overreact to the

Treasury stuff and talk too much

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about it on here earlier this week,

especially given that we obviously

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had Jackson Hole coming up Friday.

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So instead of throwing some videos

at you with my initial thoughts on

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that stuff kind of throughout the

early week, I decided, nah, I'll just

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do it at the end of the week when

I can kind of look at it from afar,

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you know, a, a, a little better.

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so I'll kinda catch you up on my

thoughts on really on Fed and Treasury

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at the end of the day because y-

there's a lot of other stuff going

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on, but that was the, that was, that

was really the headline for the week.

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At the end of the day, I think the

Treasury Secretary bit off more than

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he meant to chew by going all the way

to, you know, we'll use the TGA to

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backstop, you know, capping yields here.

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I think he just wanted to get

yields down, you know, ten,

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20 bips just to cool it off.

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which, you know, so far has

been perhaps kind of effective.

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at least, you know, we're basically

where we, where we are when we

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started this whole thing, but at

least you're not higher, I guess.

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but to say we're gonna throw the TGA

at it, and to have, you know, Druck

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have a, drop an op-ed criticizing,

criticizing, you know, this emergency

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policy stance despite no emergency,

I, I just feel like he did more

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than he should have done there.

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And I, I think if you gave him the

opportunity to go back in time and ask

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him if you wanna, if you wanna tell the

world you're gonna throw the TGA at,

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you know, dramatically reducing the,

the weighted average maturity of, of

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the national debt, because, you know,

the-- you don't like the market price.

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Is like, is that something

you would like to do?

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I think he would be like, "No.

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Like, I just wanted to say we will bump

up these buybacks You know, enough to

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just cool off yields for a little bit.

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but that's why you should never

put yourself into a, a situation

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where you have to, you have to

keep re-escalating with the market.

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Either you're willing to do all those

escalations or you just shouldn't touch

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it, especially with the bond market.

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Like this isn't, as I've stated before,

like this isn't oil, this isn't, this

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isn't some of these other markets that

are smaller or maybe mostly levered

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players and futures like this is real

money with, with real interests and, and,

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and this stuff, and it's the kinda global

benchmark for, for credit, for risk.

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Like it-- this is a different game, and

I think he lost sight of the fact that

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that was a different game, along the way.

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Now, you know, if we get yields busting

out to, to new highs next week, then we

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get to find out like how serious is he?

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How much, how much balance sheet is

he willing to throw at this thing?

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we'll just have to see.

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As far as, you know, the Fed, my view

was because Bessent had fumbled this, he

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really needed the Fed to come out and,

and make it clear somehow that they,

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they actually still care about inflation.

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Because so far, you know, Warshaw's

talked a good game while also

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saying he didn't wanna do anything

'cause, you know, he could just let,

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he could let rates do it for him.

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But as soon as Bessent said, "We're

not gonna let rates do anything for

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you," to me, he kinda had to pivot

back to like, "Oh yeah, the policy

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rate's actually pretty important."

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And I th- I thought he did

that today at Jackson Hole.

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Like, you know, he used the word hike a

few times talking about physically hiking,

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but I, I personally took that as a signal.

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Now, you could argue he was

trying to, he was trying to move

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around the algos by throwing the,

the word in there a few times.

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Maybe that's true, but, I thought he

put a lot on the line to, to add some

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credibility back to the Fed after I think

he, a- at least on some level, put it,

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you know, at risk a little bit, I would

say, with the, with the July meeting.

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but they're at odds.

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I mean, if he's going to, you know,

if he, if he wants long-term yields

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to help him tighten, but the Treasury

doesn't want yong- long-term yields

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to go up anymore, like that's at odds.

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Like, you can't have

both, so they gotta pick.

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So Bessent needs to either stop

talking about yields, or he needs

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to not, not do more than the,

the liquidity program buybacks.

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Like if they do activist buybacks, that's,

that's different, and then the Fed has to

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kinda mop that up with the policy rate.

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Or you just make it clear that nobody in

DC cares about inflation, not the Fed,

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not the Oval Office, not the Treasury.

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And if none of them care, I don't…

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I'm not sure Congress even

knows what inflation is anymore.

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So, like, it just makes it clear

there's no adults in the room.

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No one cares about inflation.

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They're gonna truly let it run hot.

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And that's when you, that's when

you can lose expectations, because

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expectations expect you as a

policymaker to do something about it.

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And for now, you know, that's,

that's what the market expects,

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policymakers to do something about it.

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And again, he-- I, I do think

he took a step in the right

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direction on that stuff today.

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So I think you had a significant

communication error by, by Scott

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Bessent and the Treasury, because

to be fair to him, he's not the

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one that said the TGA thing.

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That was like a CNBC thing that

came from some unnamed officials.

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But, I wanted to highlight a few things

that, Warsh said today with s- just

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with some thoughts on them, because I

think some of the stuff's important.

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he said, "The Fed needs clear market

signals as unfiltered as possible

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from market internals, the level and

change of asset price, prices across

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sectors, the prices and trading volumes

of Treasury securities, the foreign

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exchange value of the dollar, the cost

and availability of credit, and the

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price of a broad set of commodities.

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These and other indicators should

inform the Fed's near-term outlook,

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on economic activity and inflation

throughout the business cycle.

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They should also reveal the state of

broader financial conditions and the risks

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of uncertainties in the financial sector."

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Totally.

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But that's, that's the

whole point on Bessent.

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If Bessent's gonna get in there

and, you know, throw a stick in the

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spokes of the treasury market, you're

not gonna get a clear read on those

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prices and those trading volumes and

what, what the markets think about,

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you know, the economy and the data.

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Like, it messes all that up.

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Not to mention the value of the dollar

because that, that's a part of it.

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Obviously, the cost and availability

of credit gets messed with if

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the Fed's going to cap yields.

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so it's just interesting to

read, read that in light of

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what just happened, obviously.

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He went on and said, "The

economic literature has long

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described the distorting effects,

a hall of mirrors problem.

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If markets rely materially on the Fed's

guidance and the Fed relies on market

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prices, we're all, all more likely

to be blinded to new developments,

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more likely to be caught unprepared

for a turn of events, and more likely

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to commit errors in policymaking."

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Of course, but if Scott Bessent's

gonna hold up a giant mirror

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in the hall of mirrors, I don't

understand how that helps.

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But again, hey, maybe this is why,

you know, there was a little bit

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of a war, if you think that it

was legit coming from Druck in,

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in that Wall Street Journal op-ed.

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he said-- he went on later to say,

"There should be no misunderstandings.

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The Fed's price stability objective is

two percent, as measured by the PCE.

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It's a firm fixed target.

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Let's be equally clear about

another aspect of the objective.

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Price stability is not self-executing, nor

is inflation necessarily mean-reverting.

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It's the Fed's job to

deliver stable prices."

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I mean, I could not agree with that more.

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Now, it's important to remember last,

in Ju- in July, he went kind of, kind

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of far out of his way to make it clear

he, he wanted to move away from PCE.

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So him, like, kinda stapling PCE to

your forehead here and, and kinda

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re-underwriting it, it was important.

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He, he threw it under the bus, and

I think the market didn't appreciate

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that, nor should it have, in my opinion.

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So the fact that he, like, kind

of re-underwrite it-- wrote it

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here to be like, "All right.

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Yes, maybe we'll change that later,

but for now, like, I-- yes, two

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percent PCE, that's the thing.

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and it's totally our job to deliver that."

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Great.

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But you've had two meetings

and you haven't raised rates.

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Now you're talking hawkish for

the, basically the third time.

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Are you gonna raise rates in September?

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And if not, then the market's gonna stop

listening to your tough talk, right?

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I thought that was forcefully hawkish

that he would go out of his way

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to, to, to say that, personally.

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But, you know 2.0%

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is the, is the target on PCE.

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It's running at three point seven.

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six-- I think six-month

annualizes even higher than that.

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So why aren't you hiking?

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Like, what are we talking about?

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Like…

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So again, you, you could

talk hawkish all day.

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You can, you can talk about hikes,

but if you're not gonna actually

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hike, then the market's really

gonna start having problems.

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He said short-term interest

rates are the predominant tool

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to achieve the dual mandate.

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Unconventional policies to spur

economic activity may suit genuine

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crises, but should otherwise

be used sparingly, if at all.

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To be very clear, the Treasury's

buyback policy, if they start

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doing that past liquidity, and

to do it as a price control, is

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obviously unconventional policy.

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It would be used if it's

currently not in a genuine crisis.

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that's obviously not sparingly.

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Like, if you got four percent inflation,

four percent unemployment, four percent

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growth, and you're doing unconventional

policy to spur economic, economic activity

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or to get rates down or both, I mean,

that could not fly any harder in the face

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of exactly what Warshaw's saying here.

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So to me, it's another shot across

the bow at, at what's going on, you

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know, at Treasury, but we'll see.

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He went on to say money matters, which I,

this whole passage I agree with in full.

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I just wanna make that clear.

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It's not fashionable these days, but

my view is that money has something

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important to do with monetary policy.

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We should pay attention to money created

by the central bank and money that comes

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from the banking and financial systems,

I would argue also from deficits.

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it's true the financial innovations and

other factors alter the mechanics that

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link the monetary base, the velocity

of money, and the broader economy.

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But that is scarcely a reason to

ignore the ultimate effects of money

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on financial conditions and prices.

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I really couldn't agree more.

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Like, the Fed just threw away

caring about money supply, years

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ago, and I think it's getting

import-- it's, it's important again.

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I, I think COVID showed that, that whole

era where, you know, the money supply

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took off, no one cared, it was transitory.

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Next thing you knew, you had

huge inflation, like duh.

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But the, the problem here for Warsh is

like you have money, money supply growing

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like kinda six to eight percent right now.

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So that's pretty, that's

pretty dang inflationary.

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So again, to use your own metrics

here, money supply is becoming

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its own problem, and it sounds

like Treasury would really like to

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goose lending from, from the banks.

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that'd be a giant money supply problem.

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Obviously, the, the budget deficit is a

giant money supply problem on its own.

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So if you get both kind of running at, you

know, close to full strength or, or above

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even, if you kinda think about it, money

supply would be a huge inflationary issue.

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So again, don't talk about it if you're

not willing to do something about it.

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and I, I'll go back to say him, him

like highlighting, hey, the policy

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rate is, is the most important thing.

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That's important because the…

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in July, he kinda made it sound with

his non-answers like maybe he didn't

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view the policy rate as the thing.

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It was like, "Oh, it's fine because

we can just use like long end yields

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to help us out," or, you know,

"Maybe we use the balance sheet.

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You know, we'll, we'll reduce

the balance sheet, and that'll

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fight inflation for us."

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Like, it seemed like he was

focused on non-policy rate stuff.

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So the fact that in this, in this

speech at least, he kind of, you know,

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really stamped how important the policy

rate is, and that was the main thing.

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That was important because again,

that, that puts all this emphasis

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on, okay, well then you better use

the policy rate since inflation's

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running almost twice your target.

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and in my opinion, not gonna

get any better anytime soon.

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he went on to say later that

credit and loan markets are showing

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few signs of policy restraint.

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That was important.

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So if you're telling me that,

that, you know, money and credit

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show-- don't show restraint, then,

then you're telling me that the

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policy rate is too low, obviously.

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So again, do something about it.

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Stop having, stop having

meetings where you don't hike.

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he said the jobless rate at four point

one percent was by historical standards

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has not changed, much for a couple years.

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Unemployment claims on a four-week

average, empirically robust

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real-time indicator are near

their lowest level in decades.

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So he, he basically went out of his way

to say, "Yeah, you're at full employment."

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So again, sounds like another

reason to, to, to hike, right?

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You got inflation running hot,

and you're at full employment.

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I don't…

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It's kind of obvious what

you're supposed to do there.

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He was talking about inflation.

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He said, "We, we also want to

understand not just the direction

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of travel, but also at the speed.

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Each of these broad inflation measures

has fallen significantly from their

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twenty twenty-two heights, but progress

over the past two years has been modest."

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That annoyed me 'cause there has been

no progress over the last two years.

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Inflation today is higher by a pretty

good margin than it was two years ago.

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So there's been less than modest,

progress because there's been no progress.

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you-- two years ago, PCE was two point

five nine, now it's three point seven.

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Like, stop.

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he said, "To try and gauge

underlying inflation, I find

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it instructive to disaggregate

the one hundred and ninety-nine

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individual components of the PCE.

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Over the last twelve months,

fifty-four percent of goods and

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services in the PCE basket show

price increases above three percent.

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This is well below the pre-pandemic

highs or the post-pandemic highs of

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seventy-seven percent, but it's well above

the level of thirty-two percent in the

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last twenty years before the pandemic."

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I, I totally agree with him here.

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Like, that's a-- it's a great

way of, of measuring inflation

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on a kinda thumb in the air way.

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Like, okay, just how much stuff is

like high and how much of it isn't?

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And whenever, you know, more than

half of the stuff you measure is above

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three percent, you're probably not

doing great on your two percent target.

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I don't, you know, that's

pretty obvious, but I like the

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simplicity of, of that measure.

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Now, obviously, you combine that

with all the other measures and

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to get that holistic picture, but

again, that screams hike, man.

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Like, so stop talking

about it and be about it.

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the last one I'll read from, from

his speech today, said, "It matters

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too whether the inflation readings

of the post-- past five years

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have seeped into expectations.

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The good news is that measures of

inflation expectations in the medium term,

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by and large, look stable, and inflation

compensation measures from the swaps

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market send a strong and similar message."

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One hundred percent.

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Like, I don't-- the inflationists

out there, like and I am one, big

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time, have to admit, like inflation

expectations are largely fine.

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Like, it's not scary.

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It's not bad.

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You know, sometimes when some of

us get carried away about how bad

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inflation is about to be, that may be

true, but it's not in expectations.

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and I think that gives the Fed some,

some, you know, some leeway to play

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this a little slower than I would like

to see from a pure policy standpoint.

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but what I will say is if he didn't

come out hawkish today, he stayed

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dovish, they didn't hike for the

next few months, and inflation was

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running above four, that-that's

where the expectations come in.

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Like, if you show that you're not

willing to, to fight inflation, the

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Treasury doesn't care, the Oval Office

doesn't care, Congress doesn't care,

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that's when all of a sudden the market

has to really do all the caring.

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and if you start holding yields down

while running it hot While inflation

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is above four, like, that would

be, like, the, the regime I think,

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especially after you've been well

above target for five, six years.

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Like, that would be the regime where

the expectations could just blow out.

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And that's one of those deals where

once, once those, you know, expectations

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jump the fence, it's, it's very hard to

catch them and put them back in the pen.

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So you just can't let them get out.

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and he paid good lip

service to that today.

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But again, you know, if you keep

talking tough and not hiking, eventually

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the market is going to, you know,

understand what you're doing, like,

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pick up on the game you're playing.

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that was it for me for, like, as

far as the Fed Treasury stuff.

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I think Bessent stepped in

it, but it, you know, it, it

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doesn't mean he can't kind of…

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If he just stops talking

about it, it'll go away.

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And, or if he kind of, like, puts

the toothpaste back in the tube

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by being, "Look, hey, I'll-- we're

just gonna do the liquidity stuff.

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I never said we're gonna do

the, you know, TGA, throwing the

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whole balance sheet at yields.

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Like, I'm not doing that.

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I'm just here to manage

liquidity problems.

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That's it."

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If he puts the toothpaste back in the

tube on that, then I think you're good.

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Then, you know, it's not yield

curve control just 'cause he

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doesn't like the price, like it

really, really looked come Monday.

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but we'll see.

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I mean, the ten-year just closed out

at four point seven two on the, on

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the week, basically at the highs,

up five basis points on the day.

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And I th-I thought you could get long

in yields down, if he was hawkish, but

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instead, you, you know, you, you, you

flatten, which is I guess decent, but

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even the thirty-year yield was up today.

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I would have guessed it would've been

down five basis points and it was

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up one, so, shows what I know on,

on that, on that from that angle.

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But, you know, you had, you had a week

where oil's down, so that, that's,

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that's very beneficial here short term.

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so if you get oil up five percent next

week and rates are up another ten,

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fifteen bips, like, what does he do?

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And what does he do about the yen?

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The yen's, like, right back

above one sixty to the dollar.

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you know, and, and you got rates not that

far away from five percent on the ten.

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Like, is he willing to just let

it go, or is he really gonna truly

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throw the balance sheet at, at this

because he doesn't like the price?

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We're all gonna have to find that one out.

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you know, for the end of this

week, gold got smacked because

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at least the Fed shows they care.

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Totally makes sense.

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Basically what I half

expected to happen today.

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but if you come in the next week or

the week after, you know, next couple

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of months, whatever, however you

wanna look at it, and inflation prints

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start really blowing out the long end

again, if Bessent comes to the rescue

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and buys a bunch just to keep yields

down, then you're right back to the,

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the debasement game being, being on.

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It's like when the car passes

by and you say, "Game on."

344

:

That, that's where you'll be.

345

:

So we'll just have to watch it,

you know, for the next few weeks,

346

:

see what Bessent really does.

347

:

For now, you have a Fed chair that

looks hawkish and looks like he

348

:

actually means that he's going to

hike, in the next meeting or two.

349

:

I would say the next meeting.

350

:

but we'll have to see.

351

:

But that's it for me this week.

352

:

See y'all probably sometime

next week at some point.

353

:

cheers.

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About the Podcast

Taylor Made Macro
by Pinecone Macro Research
Do you lie awake at night wondering how traders and investors do what they do?

On Taylor Made Macro, we uncover how our guests navigate the complex contours of the markets and dig deep into their inspiration, processes, tools, and failures. If you are a curious, truth-seeking person, join us for the investing discussion, and stay for the humor and humility we approach these topics with.

We’ll let others “stay on top of markets” while we “get to the bottom of markets”. Together we’ll learn how great investors have developed their investing style and what they’ve learned about themselves on their journey.